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50 Ways to Leave No Cover by Randy Spencer

With Valentine’s Day just behind us, Randy Spencer has his own take on Paul Simon’s “50 Ways to Leave your Lover”.

Did Randy (our favorite insurance company-side lawyer) let the cat out of the bag?  Methinks so.  All in fun of course (but not so humorous if caught in one of the truths behind the comical verses)!

50 Ways To Leave No Cover by Randy Spencer ([email protected])

The problem is all inside your head

she said to me

People paid for a liability policy

And now your desk has paper in piles

And people screaming about

upcoming trials

The answer is easy if you take it

logically

Just close those files and set yourself

free

I’d like to help you in your struggle

With those large loss reports that you

must juggle

There must be fifty ways

To leave no cover

Your notice was late Kate

And then you didn’t cooperate

That’s not an occurrence Terrence

It’s impaired property Lee

You furnished alcohol Paul

You intended that Matt

We’re just excess Bess

We reserved on Buss Gus

Your claim relates back Jack

You spilled pollution Lucien

It’s a four corners state mate

That’ not PD Bea

The plaintiff’s your employee Dee

You’re just not an AI Ty

You never gave notice Otis

Your payment was voluntary Jerry

An insured, a dog is not, Spot

You had knowledge of falsity Leigh

We just never intended to cover that Pat

You prejudiced us Russ

That relief’s only declaratory Lori

You’re not legally obligated to pay Jay

That’s not trade dress Les

There’s misrep. in your app. Kap

We defended but we don’t have to

indemnify Guy

We’ll just investigate Nate

Your claim’s not first made Wade

There’s other insurance Vince

You’ve got an uninsured share Claire

The damage is your own work Kirk

Wrong policy term Thurm

We forgot to reserve but we still didn’t

waive Dave

It’s TCPA Faye

Or call it a junk fax Max

It’s not an accident Kent

We don’t cover an assault Walt

We lost your file Kyle

And your file too Lou

Your watercraft’s not less than 26 feet

Pete

Emotional injury is not BI Di

That’s not a professional service

Gervase

I just ignored my boss Ross

We don’t cover recall Saul

The policy is void Boyd

That’s mobile equipment Clint

That’s not a suit Newt

And for no reason at all your claim’s

denied Clyde

There must be fifty ways

To leave no cover

Originally posted on http://coverageopinions.info/RandyVol2Issue4.html

Feb 19, 2015

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