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    50 Ways to Leave No Cover by Randy Spencer

    With Valentine’s Day just behind us, Randy Spencer has his own take on Paul Simon’s “50 Ways to Leave your Lover”.

    Did Randy (our favorite insurance company-side lawyer) let the cat out of the bag?  Methinks so.  All in fun of course (but not so humorous if caught in one of the truths behind the comical verses)!

    50 Ways To Leave No Cover by Randy Spencer ([email protected])

    The problem is all inside your head

    she said to me

    People paid for a liability policy

    And now your desk has paper in piles

    And people screaming about

    upcoming trials

    The answer is easy if you take it


    Just close those files and set yourself


    I’d like to help you in your struggle

    With those large loss reports that you

    must juggle

    There must be fifty ways

    To leave no cover

    Your notice was late Kate

    And then you didn’t cooperate

    That’s not an occurrence Terrence

    It’s impaired property Lee

    You furnished alcohol Paul

    You intended that Matt

    We’re just excess Bess

    We reserved on Buss Gus

    Your claim relates back Jack

    You spilled pollution Lucien

    It’s a four corners state mate

    That’ not PD Bea

    The plaintiff’s your employee Dee

    You’re just not an AI Ty

    You never gave notice Otis

    Your payment was voluntary Jerry

    An insured, a dog is not, Spot

    You had knowledge of falsity Leigh

    We just never intended to cover that Pat

    You prejudiced us Russ

    That relief’s only declaratory Lori

    You’re not legally obligated to pay Jay

    That’s not trade dress Les

    There’s misrep. in your app. Kap

    We defended but we don’t have to

    indemnify Guy

    We’ll just investigate Nate

    Your claim’s not first made Wade

    There’s other insurance Vince

    You’ve got an uninsured share Claire

    The damage is your own work Kirk

    Wrong policy term Thurm

    We forgot to reserve but we still didn’t

    waive Dave

    It’s TCPA Faye

    Or call it a junk fax Max

    It’s not an accident Kent

    We don’t cover an assault Walt

    We lost your file Kyle

    And your file too Lou

    Your watercraft’s not less than 26 feet


    Emotional injury is not BI Di

    That’s not a professional service


    I just ignored my boss Ross

    We don’t cover recall Saul

    The policy is void Boyd

    That’s mobile equipment Clint

    That’s not a suit Newt

    And for no reason at all your claim’s

    denied Clyde

    There must be fifty ways

    To leave no cover

    Originally posted on

    Feb 19, 2015

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