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Frank Licata

26 Jun 2020

Online Commercial Banking: Risky But necessary — Is Your Bank Taking Some of the Risk?

Hackers have tools to facilitate theft from company bank accounts.  They find ways to mimic the bank customer and put through bogus transactions. The banks have security systems and protocols to ... »

31 Mar 2020

Federal CARES Program Picks Up a Big Chunk of Business Interruption

March 31, 2020 Recovery for Companies With 500 or Fewer Employees Of the five action fronts we highlighted on March 25 (below), the federal security/stimulus package has been signed into law. Companie... »

25 Mar 2020

COVID-19 Business Interruption Strategy Update 3-25-2020

We provided the original background for the coverage question on March 18 . We are formulating a general strategy for our clients to pursue in order to obtain business interruption coverage (in one fo... »

18 Mar 2020

Business Owners’ Compelling Question: COVID 19 = Business Interruption…Is it Covered by Insurance??

March 18, 2020 This is a question all our clients have, and indeed a question by every business owner.  And it has massive implications.   We are working to develop the best insurance s... »

24 Feb 2020

Life Science Lawsuits – Learning from the Ordeal

— Principles applicable to all companies: 1. Why the suit? Maybe we can prevent the next! 2. Insurance lessons from the cases We’ll use life science companies as the subject group because they... »

15 Feb 2020

Embracing Higher Deductibles Can Be Smart Risk Management

The more a company controls insurable losses, the higher deductibles it can afford. This lowers premiums, enabling more loss control in a virtuous cycle. Human psychology can cause us to act against o... »

13 Feb 2020

Cyber Risks: 2020 Update

This event has been cancelled. Thank you for your understanding. It will be rescheduled at some time in the future. LicataRisk Presentation April 30, 2020 In conjunction with Pasich LLP, Marsh & M... »

12 Feb 2020


Street Smarts defined:   “Having the shrewd awareness, experience and resourcefulness needed for survival in a difficult, often dangerous environment.” The world of risk and insurance is indeed ... »

13 Jan 2020

In-House Lawyers Need Legal Malpractice Too

Should the Coverage be Provided by Your Company? Although attorneys employed inside firms may not have paying clients, they still have an Errors & Omissions exposure that needs to be addressed.&nb... »

16 Dec 2019

The Most Notorious Rogue Employee Speaks

Cybersecurity lessons on the internal threat Edward Snowden, who has the distinction of stealing data from the most secure database in the world, has written a book.  Called “Permanent Record,... »

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LicataRisk Advisors is an independent risk management and insurance consulting firm. We are not brokers and we do not sell insurance. We are not connected to any insurance company or product in any way and do not receive commissions. This is an important difference as you will have an expert on your side who is only committed to you.

Licata Risk is not a law firm and does not practice law. General advice and contract input by the consultants, including those who are attorneys, is to provide insight into the risk and insurance aspects. Your attorney should be the final authority on any legal matter.