Choose from any of our reports and we will be happy to send it/them to you via email at no cost.

Frank Licata

05 Jan 2019

Illusory Insurance – Exclusions that “swallow up the policy”

You buy insurance and you expect to be covered. Sometimes, though you are blindsided by being sold a policy that doesn’t cover anything! What do we mean by that? We’re referring to the hor... »

04 Jan 2019

LicataRisk Provides a New Creative Service for Employment Lawsuit Defense

Another case of disrupting the insurance market — — Employees do sometimes sue their employers over some real or fabricated offense. Employers carry Employment Practices Liability (EPL) In... »

26 Aug 2018


Why review a policy? A policy is a policy; they are all boiler plate, right? Wrong! There are many boilerplate and standardized policies issued, and knowledge of those forms helps us understand a base... »

13 Aug 2018


The next Risk Advisory Breakfast will be September 27, 2018 at the UMass Club, Boston YOU ARE INVITED The Risk Advisory Breakfast Sponsored by: Licata Risk Advisors Thursday, September 27th 7:30-9:30 ... »

25 May 2018

Life Sciences Companies Have Unique Exposures

A LicataRisk client, a life sciences company, had a unique insurance need, and we applied the creativity to solve it. Umbilical cord blood and tissue has unique medical uses.  However the need for t... »

24 May 2018

LicataRisk Presents to Public Purchasing Officials

  On May 16, Frank Licata delivered a presentation on insurance principles and practices to the MA Association Of Public Purchasing Officials (MAPPO)   at their monthly meeting. Topics cover... »

18 Feb 2018

The Insurance Market Continues to Show Itself to be Anti-Competitive

In January we wrote an article entitled      How The Insurance Industry Hides and Protects Their Bottom Line  —  Disrupt How the Game is Played and Take Back Control  article here . We sub... »

26 Jan 2018


LicataRisk has been doing cyber risk evaluation and insurance negotiation for all of our clients simply as a component of total risk management. Now, demand has come from non-clients for a cyber-only ... »

20 Jan 2018

Forum on Construction Agreements

The forum will focus on the latest American Institute of Architect’s latest revision to its suite of construction contract forms. LicataRisk will be addressing the risk and insurance sections of... »

19 Jan 2018

How the insurance industry hides and protects their bottom line

Disrupt how the game is played and take back control!   get pdf   In economics lack of competition results in too high prices and shoddy product. The market forces that correct for those are mis... »

Licata Risk Licata Risk & Insurance Advisors, Inc.
137 South Street, Second Floor
Boston, MA 02111-2848
617-451-2140     [email protected]
LicataRisk Advisors is an independent risk management and insurance consulting firm. We are not brokers and we do not sell insurance. We are not connected to any insurance company or product in any way and do not receive commissions. This is an important difference as you will have an expert on your side who is only committed to you.

Licata Risk is not a law firm and does not practice law. General advice and contract input by the consultants, including those who are attorneys, is to provide insight into the risk and insurance aspects. Your attorney should be the final authority on any legal matter.