The Cisco Annual Security Report – 2015 is eye-opening for several reasons: We know what to do – we are just not executing; Criminals are moving more toward social engineering as opposed to... »
Hurricane Joaquin is illustrating a phenomenon to which all property owners need to pay serious attention: flooding from storm related heavy rains is becoming a norm. You need flood insurance w... »
This case[1] speaks to the consequences of not knowing what is in your policies…. The Cleveland Indians baseball team hired National Pastime Sports to produce Kids Fun Day events at Indians baseball... »
Coverage cases make fascinating reading. We keep a close eye on them to know what clients might face. This one [1] shocked us, not because of the court decision, which we agree with, but with th... »
You can sometimes get away with it. Just not when the promise is made to an insurance company. Cottage Health System of California found that out when they suffered a computer breach, and then had ... »
In a recent claim, the adjuster sent an e-mail saying “I wanted to make you aware that there are issues of coverage and some of the costs incurred to date may not be covered under the policy. We sho... »
Change affects markets and creates dislocations. Sometimes a market morphs into a different form and the move from old to new creates gaps. This is what has happened to insurance for internet �... »
The LicataRisk Risk Advisory Breakfast (held several times a year) includes a regular segment entitled Why the Insurance Market is Like Quicksand. Why do we describe the insurance market this way?... »
With Valentine’s Day just behind us, Randy Spencer has his own take on Paul Simon’s “50 Ways to Leave your Lover”. Did Randy (our favorite insurance company-side lawyer) let ... »
How we got one to pay for this pollution claim Our best chance to help clients comes from managing risk and negotiating insurance before something happens. But, sometimes we get called in aft... »
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the risk and insurance aspects. Your attorney should be the final authority on any legal matter.
Licata Risk & Insurance Advisors, Inc.
