It’s simple – we work for you and you alone. We have no interests other than yours and receive no compensation from anyone other than you.
When you retain LicataRisk Advisors you add a risk manager to your team. We’ll evaluate the risks facing your business, your property, yourself and your employees and we’ll recommend strategies for protecting you from those risks. Then we will work with you every step of the way to implement them using the most timely and cost effective program possible.
To retain your business we need to save you time, money and provide you with the peace of mind that comes from knowing you have carefully evaluated the risks to your business and effectively protected yourself from them. That’s our goal and that’s what we do for businesses throughout America.
“He once wrote that he would no more take an investment broker’s opinion on whether to do a deal than he would ask a barber whether he needed a haircut;”
— Roger Lowenstein on Warren Buffett in, Buffett: The Making of An American Capitalist
You probably don’t obtain your tax advice from the IRS. Why obtain your insurance advice from the insurance industry?
The insurance industry probably has more inherent conflicts of interests than another industry in the US. The brokers are the sales arm of the insurance world, yet the term “risk management” is tossed around like frisbees at a beach party. The brokers are highly compensated by the insurers for selling policies, and their commission is directly related the premium – the higher the premium, the higher the commission! Insurance companies say they are “on your side” but hide exclusions in the fine print. Just think of this: you are sold an insurance program on a 10 page proposal, yet the contracts show up in a month or two containing hundreds of pages.
We penetrate the bureaucracy and turn the game to your advantage.