A LicataRisk client, a life sciences company, had a unique insurance need, and we applied the creativity to solve it. Umbilical cord blood and tissue has unique medical uses. However the need for t... »
Consider these scenarios, both seemingly innocent at first glance: Without any discussion, your broker gets you an insurance quote from a second insurer. You call in another insurance broker (other th... »
Our client decided it was time to change security firms. We reviewed the contract with the prospective new firm, and advised that the contract should establish the right to review full copies of the s... »
Coverage in an insurance policy: is it known and agreed upon by the insured at time of issuance?’ The premium due on a policy is known and agreed. A more important question is whether the coverage ... »
Insurers are not charitable organizations. They are profit-making companies who will go all the way (and beyond in this case) in enforcing the restrictive covenants of their insurance policie... »
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LicataRisk Advisors is an independent risk management and insurance consulting firm. We are not brokers and we do not sell insurance. We are not connected to any insurance company or product in any way and do not receive commissions. This is an important difference as you will have an expert on your side who is only committed to you.