It is Based on Exclusivity That Eliminates True Competition and Inflates Purchaser Costs Commercial insurance products are over-priced, and coverage terms are not written in your favor – in fact the... »
How How to protect the organization from rare but severe occurrences by Frank Licata, Licata Risk Advisors, Boston (bio) With weather events swirling, and cyber hackers swarming, we need to keep a c... »
The nature of terrorism, and insurers’ actions, mean you need to be aware Following September 11, the federal government created the Terrorism Risk Insurance Act (TRIA) and defined a “certified ac... »
Your Financial Statements Are Hiding Risk. Companies that manage risk are safer and more secure, and their financial statements can be relied on. Companies that don’t manage risk are vulnerable an... »
How management should protect the organization from the rare but severe occurrence
Why do so many companies and individuals fail to purchase flood insurance (as just one example of unexplainable beha... »
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LicataRisk Advisors is an independent risk management and insurance consulting firm. We are not brokers and we do not sell insurance. We are not connected to any insurance company or product in any way and do not receive commissions. This is an important difference as you will have an expert on your side who is only committed to you.
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the risk and insurance aspects. Your attorney should be the final authority on any legal matter.