Insurance Costs are Up in a Brutally Hard Florida Property Market – The background and the strategy The insurance market in general Two markets are forever cyclical: the stock market and the commerc... »
The Boeing 737Max plane crash saga is an important risk management story. It is also the story of how financial statements are misleading. Flying Blind, the 737 Max Tragedy and the Fall of Boeing is... »
Most people think insurance is complicated. It is. The bigger subject of Risk Management even more so. But, like all big issues CEOs, CFOs and GCs deal with, it has to be understood at a high leve... »
The more a company controls insurable losses, the higher deductibles it can afford. This lowers premiums, enabling more loss control in a virtuous cycle. Human psychology can cause us to act against o... »
It is Based on Exclusivity That Eliminates True Competition and Inflates Purchaser Costs Commercial insurance products are over-priced, and coverage terms are not written in your favor – in fact the... »
How How to protect the organization from rare but severe occurrences by Frank Licata, Licata Risk Advisors, Boston (bio) With weather events swirling, and cyber hackers swarming, we need to keep a c... »
The nature of terrorism, and insurers’ actions, mean you need to be aware Following September 11, the federal government created the Terrorism Risk Insurance Act (TRIA) and defined a “certified ac... »
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LicataRisk Advisors is an independent risk management and insurance consulting firm. We are not brokers and we do not sell insurance. We are not connected to any insurance company or product in any way and do not receive commissions. This is an important difference as you will have an expert on your side who is only committed to you.
Licata Risk is not a law firm and does not practice law. General advice and contract input by the consultants, including those who are attorneys, is to provide insight into
the risk and insurance aspects. Your attorney should be the final authority on any legal matter.