— Principles applicable to all companies: 1. Why the suit? Maybe we can prevent the next! 2. Insurance lessons from the cases We’ll use life science companies as the subject group because they... »
The more a company controls insurable losses, the higher deductibles it can afford. This lowers premiums, enabling more loss control in a virtuous cycle. Human psychology can cause us to act against o... »
It is Based on Exclusivity That Eliminates True Competition and Inflates Purchaser Costs Commercial insurance products are over-priced, and coverage terms are not written in your favor – in fact the... »
Disrupt how the game is played and take back control! get pdf In economics lack of competition results in too high prices and shoddy product. The market forces that correct for those are mis... »
How How to protect the organization from rare but severe occurrences by Frank Licata, Licata Risk Advisors, Boston (bio) With weather events swirling, and cyber hackers swarming, we need to keep a c... »
The nature of terrorism, and insurers’ actions, mean you need to be aware Following September 11, the federal government created the Terrorism Risk Insurance Act (TRIA) and defined a “certified ac... »
This subject was addressed at the LicataRisk “Risk Advisory Breakfast” in Boston on September 24, 2015. The event featured presentations by: Daniel F. Conley, Suffolk County (MA), District Attor... »
PROPERTY OWNERS NEED THE RIGHT CONTRACT TERMS You buy a property and the lender imposes heavy insurance requirements on you. That’s ok, they care as much about the property as we do, you think. ... »
Your Financial Statements Are Hiding Risk. Companies that manage risk are safer and more secure, and their financial statements can be relied on. Companies that don’t manage risk are vulnerable an... »
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