WHY WE FALL INTO THE TRAP – CISOs (chief information security officers) consider email threats to be the number one security risk to their organizations. As a Cisco report states, the hack... »
DON’T FIND YOURSELF WITH YOUR HANDS TIED BEHIND YOUR BACK It’s up to the policy language. Here’s how: There’s a world of difference between an insurer able to take action “solely at th... »
Coverage can be here today and gone tomorrow! Sea levels are rising; rainfall is increasing; and flood zones are changing. Do you know what effect the latter has on your company’s flood insurance? W... »
Hosted by LicataRisk, Anderson Kill and Partner Engineering. Happy hour on the docks of Boston Harbor! If you’ll be at RIMS in Boston this year, please contact Breanna Marshall at BMarshall@Lica... »
It is Based on Exclusivity That Eliminates True Competition and Inflates Purchaser Costs Commercial insurance products are over-priced, and coverage terms are not written in your favor – in fact the... »
As a general principle, owners are protected by the policies of general contractors they hire and GCs in turn are protected by the polices of subcontractors. This puts the burden of insurance on... »
Yes, we’re doing everything we can … or are we?? Cyber-risk is everywhere. Even if you’re applying the best security, there are no guarantees. So then, going around with our eyes clo... »
You buy insurance and you expect to be covered. Sometimes, though you are blindsided by being sold a policy that doesn’t cover anything! What do we mean by that? We’re referring to the hor... »
Another case of disrupting the insurance market — — Employees do sometimes sue their employers over some real or fabricated offense. Employers carry Employment Practices Liability (EPL) In... »
Why review a policy? A policy is a policy; they are all boiler plate, right? Wrong! There are many boilerplate and standardized policies issued, and knowledge of those forms helps us understand a base... »
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the risk and insurance aspects. Your attorney should be the final authority on any legal matter.
Licata Risk & Insurance Advisors, Inc.
